About us

Empowering Nigerian Lives Through Accessible Fintech Solutions.

WHY WE DO IT?

At Floodlights Technology, our mission is to empower the majority of Nigerians with access to innovative financial services that improve their lives. We are dedicated to fostering a future where every Nigerian can take pride in their cultural heritage while embracing modern technology to achieve self-sufficiency and confidence. By seamlessly integrating advanced fintech solutions with the richness of Nigerian culture, we aim to create a brighter, more prosperous future for all.

WHAT DO WE DO?

At Floodlights Technology, we leverage cutting-edge technologies like machine learning, big data, and blockchain to empower financial inclusiveness and provide access to advanced fintech products. From leading AI innovations to blockchain-powered infrastructure, we harness the best of next-generation technologies to build trusted, real-world financial solutions.

Today, our mobile-first financial platform aims to makes a difference for millions of Nigerians, offering instant access to capital and the tools they need to manage their finances today and build wealth for tomorrow.

HOW CAN WE ACHIEVE IT ?

At Floodlights Technology, we are committed to empowering Nigerians with advanced fintech solutions. Our current offering includes SmartNaira app that provides instant cash loans up to ₦400,000. Anyone with an Android smartphone can apply for a loan, receive an instant decision, and have the funds deposited directly into their mobile money account. SmartNaira underwrites and disburses loans instantly, even for those with no credit history. Loans range from ₦5,000 to ₦400,000, with rates as low as 0.4% per day.

Looking ahead, we aim to expand into payments, consumer finance, and asset management, helping Nigerians achieve financial independence. We are continuously adding new products to help users manage their money and pursue their financial goals.